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Roles

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Role Who Controls
User A person using an AI assistant Their credits and wallet, and which services the assistant calls
Assistant Claude, ChatGPT, Cursor, Claude Code, or any MCP client Searches the catalog and calls services with the user’s balance, inside the user’s session
Publisher A company, an organization, or a developer The service: its code, price, endpoint, and the Stellar account that receives earnings
Platform (Kiba gateway) The operator of the rail Sign-in, credits, signing calls on the user’s behalf, batched settlement, dispute resolution on escrows
Trustless Work Escrow provider on Stellar Holds funds in escrow and applies the 95/5 split at release

A few consequences:

  • The platform never holds a publisher’s secret. Services verify the platform with a public key.
  • A publisher can be paid without the platform: a direct SDK client can pay any service trustlessly.
  • The registry is permissionless and first-come on names. Read Naming and trust before you pick a service name.